TERMS & CONDITIONS

Effective Date: September 24, 2026

These Terms & Conditions govern your use of the websites, forms, surveys, communications, and related services operated by All Points Marketing LLC and Rodney Gabriel, Licensed Insurance Agent (“we,” “us,” or “our”). By using our website or submitting information through our forms, you agree to these terms.

AGE REQUIREMENT
You must be at least 18 years old to use this website, submit information, or consent to receive calls or text messages from us.

PURPOSE OF OUR SERVICES

Our website allows consumers to request information about mortgage protection and other insurance products, communicate with a licensed insurance agent, and schedule appointments.

The information provided through this website is for general informational purposes only. It is not a binding insurance quote, insurance contract, guarantee of coverage, or guarantee of eligibility.

INSURANCE PRODUCTS AND COVERAGE

Insurance products are offered through independent insurance carriers and are subject to each carrier’s availability, underwriting requirements, terms, conditions, exclusions, and approval.

Submitting a request does not create insurance coverage. Coverage becomes effective only after an application is approved by the applicable insurance carrier, all required conditions are satisfied, and any required premium is received.

We do not guarantee that any applicant will qualify for coverage or receive a particular rate, benefit, product, or policy.

ACCURACY OF INFORMATION

You agree to provide accurate, current, and complete information when using our forms or communicating with us. Insurance estimates, recommendations, and options may be affected by inaccurate or incomplete information.

SMS AND TELEPHONE COMMUNICATIONS

If you voluntarily check the consent box and provide your telephone number, you agree to receive customer-care calls and recurring text messages from All Points Marketing LLC regarding your mortgage protection request.

Messages may include request confirmations, phone verification, appointment scheduling, reminders, answers to questions, and follow-up concerning the insurance information you requested. Messages may be sent using automated technology.

Message frequency varies. Message and data rates may apply. Consent to receive calls or text messages is not a condition of purchasing any product or service.

You may opt out of text messages at any time by replying STOP. For assistance, reply HELP or contact us using the information below. After an opt-out request, you may receive one final message confirming that you have been unsubscribed.

Wireless carriers are not responsible for delayed or undelivered messages. You are responsible for any charges imposed by your mobile carrier.

PRIVACY AND MOBILE INFORMATION

Your use of our website and communications is also governed by our Privacy Policy:

https://rodneygabrielinsurance.com/privacy-policy

Mobile information, telephone numbers, text-message opt-in data, and messaging consent will not be sold or shared with third parties, affiliates, or lead generators for marketing or promotional purposes. Information may be shared with service providers when necessary to operate our systems and deliver requested communications.

COMMUNICATIONS

By submitting a request, you authorize us to contact you using the information you provide for the purpose of responding to your inquiry. You may withdraw your consent to receive text messages by replying STOP. You may unsubscribe from email communications using any unsubscribe option provided.

THIRD-PARTY SERVICES AND LINKS

Our website may contain links to third-party websites, insurance carriers, service providers, or other resources. We do not control and are not responsible for the availability, accuracy, privacy practices, security, products, or content of third-party websites or services.

WEBSITE USE

You agree not to misuse the website, interfere with its operation, attempt unauthorized access, submit false or fraudulent information, introduce malicious software, or use the website for unlawful purposes.

INTELLECTUAL PROPERTY

Unless otherwise stated, the text, graphics, design, branding, and other content on this website are owned by or licensed to All Points Marketing LLC. You may not copy, reproduce, distribute, or commercially exploit this content without prior written permission.

DISCLAIMER OF WARRANTIES

The website and its content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim warranties of any kind, whether express or implied, concerning the website’s operation, availability, accuracy, or suitability for a particular purpose.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, All Points Marketing LLC, Rodney Gabriel, and their service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the website or related services.

Nothing in these terms excludes liability that cannot legally be excluded.

CHANGES TO THESE TERMS

We may update these Terms & Conditions periodically. Updates will be posted on this page with a revised effective date. Your continued use of the website after an update constitutes acceptance of the revised terms.

GOVERNING LAW

These Terms & Conditions are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

For questions or assistance, contact:

All Points Marketing LLC
Rodney Gabriel, Licensed Insurance Agent
Email: [email protected]
Website: https://gabrielfinancialgrp.com